Overview
In the ever-expanding digital landscape, safeguarding our identity is very important.
OmniWatch® steps into this arena as a comprehensive solution to the growing threat of cyber identity vulnerabilities.
In this OmniWatch review, we explore its features, benefits, pricing, and considerations to determine whether it’s the robust guardian our digital identities demand.
What Is OmniWatch Identity Theft Protection?
OmniWatch® is your comprehensive identity protection toolkit. It provides a range of tools and features to help you safeguard your identity, from data breach alerts and credit monitoring to up to $2 million in identity theft insurance (exclusions and limitations apply).
With quick dark web scans, data breach alerts, and dark web monitoring, you can stay informed about potential risks.
Track your credit health with a monthly TransUnion® credit report with score, receive alerts about your score changes, and use credit lock to prevent unauthorized credit openings.
The built-in insurance offers up to $2 million in reimbursement for stolen funds, and the US-based customer care team, along with 24/7 identity restoration agents, ensures support through stressful situations.
OmniWatch is your ally in helping you protect your personal identity information.
OmniWatch Pros and Cons
Pros
Cons
How Does OmniWatch Work?
Getting started with OmniWatch is a breeze, and in just three easy steps, you can fortify your identity and enjoy comprehensive protection.
Step 1: Selection – Choose a Plan
Begin by selecting the plan that suits your needs best. Whether you opt for the Basic or Premium package, you’re just steps away from accessing tools that can help you protect your identity.
Step 2: Authentication – Verify Your Identity with TransUnion
Once you’ve chosen your plan, it’s time to verify your identity. OmniWatch uses TransUnion, a trusted credit bureau, to ensure that you are who you say you are. This step adds an extra layer of security to your account.
Step 3: Start Securing – Access Insurance, Credit Lock, Credit Monitoring, and More!
After authentication, you’re all set to start securing your identity. OmniWatch provides you with access to a range of features, including identity theft insurance, credit lock, credit monitoring services, and much more. It’s like having protective eyes monitoring your personal identity information.
In simple terms, OmniWatch works by offering you a choice of plans, verifying your identity through TransUnion, and then granting you access to a suite of protective measures.
It’s a straightforward process designed to help you keep your identity safe and secure. Get started today and take the first step towards peace of mind!
OmniWatch Top Features and Benefits
OmniWatch stands as a robust guardian for your identity, offering a comprehensive suite of features designed to provide unparalleled protection, detection, and correction.
1. Up to $2 Million in Identity Theft Insurance
Discover true peace of mind with OmniWatch’s identity theft insurance, extending up to $2 million in coverage.
This insurance not only reimburses any financial accounts affected by theft but also covers legal expenses, lost wages, and more. (Restrictions and exclusions apply. Click here to read the full details of insurance coverage.)
2. Credit Lock
Take control of your credit file with OmniWatch’s credit lock feature. Safeguard your credit with TransUnion. You can go a step further on your own by locking your Equifax credit and freezing your Experian accounts credit with those credit bureaus directly.
3. Dark Web & Credit Monitoring
Stay one step ahead with OmniWatch’s monitoring capabilities. Receive instant alerts for changes to your credit report and potential exposure of your data on the dark web, allowing you to take swift action against potential identity threats.
4. Identity Risk Score
OmniWatch provides you with a unique Identity Risk Score, assessing the specific types of data breaches affecting your online identity information. Understand your risk and take informed actions to mitigate further losses.
5. Identity Restoration Specialists
In the unfortunate event of identity theft, rest assured that OmniWatch has your back. Their U.S.-based identity restoration specialists are available 24/7.
Your dedicated agent will navigate the paperwork on your behalf and support you through what could be a challenging and confusing process.
OmniWatch Customer Care specialists agents are also available during business hours (Monday-Friday, 7am -4pm PT) by phone at (877) 892-8249.
Additional Benefits of Using OmniWatch
- Stay informed about the latest online identity threats effortlessly, receiving clear alerts when your information appears on the dark web or was found compromised due to a breach.
- Receive instant credit alerts for changes to your credit report or score directly to your phone. Stay in the know of data breaches with timely breach alerts.
- Engage with dedicated identity restoration agents who will navigate the paperwork and guide you through the intricate process of identity restoration step by step.
As you can see, OmniWatch goes beyond the basics, offering a full suite of features to help safeguard your identity.
OmniWatch Pricing
Features | Basic | Premium |
Subscription Fee | $9.99/mo | $14.99/mo |
Identity Theft Insurance | Up to $2 million | Up to $2 million |
Credit Report Monitoring (TransUnion) | Yes | Yes |
Monthly Credit Reports & Scores | Yes | Yes |
Credit Lock (TransUnion) | Yes | Yes |
24/7 U.S. Based Identity Restoration Agents | Yes | Yes |
Dark Web Monitoring | Yes | Yes |
Credit Monitoring (TransUnion, Experian, Equifax) | No | Yes |
Tri-Bureau Credit Reports (1 every 90 days) | No | Yes |
Ransomware Protection | No | Up to $25,000 |
OmniWatch Pricing Summary:
OmniWatch offers comprehensive identity theft protection through two distinct packages: Basic and Premium. Trial offers may be available; see OmniWatch pricing for availability.
Basic Package:
- Subscription Fee: $9.99/mo
- Coverage Highlights:
- Up to $2 million in identity theft insurance (exclusions and limitations apply)
- TransUnion credit report monitoring
- Monthly TransUnion Credit Reports & scores
- TransUnion Credit Lock
- 24/7 U.S.-based dedicated identity restoration agents
- Dark Web Monitoring
Premium Package:
- Subscription Fee: $14.99/mo
- Coverage Highlights:
- Up to $2 million in identity theft insurance (exclusions and limitations apply)
- TransUnion credit report monitoring
- Monthly TransUnion Credit Reports & scores
- TransUnion Credit Lock
- Stolen Funds Reimbursement for any financial account
- 24/7 U.S.-based dedicated identity restoration agents
- Dark Web Monitoring
- TransUnion, Experian, & Equifax credit monitoring
- TransUnion, Experian, & Equifax credit reports (1 every 90 days)
- Up to $25,000 in ransomware protection
OmniWatch Reviews
OmniWatch, being a newcomer to the market, has not garnered many reviews yet.
The sign-up process is user-friendly, and there may be a trial period for users to familiarize themselves with the service.
During registration, users are required to provide essential information, including their Social Security Number, for verification purposes to access credit and insurance features.
Once inside the OmniWatch account, users can input additional contact details for monitoring purposes. The platform provides limited information within the account, with access to credit reports from all three bureaus available in the Premium plan.
Despite the absence of identity or credit alerts during the trial period indicating a positive outcome, a more comprehensive evaluation of effectiveness and accuracy will be possible as more user reviews become available.
OmniWatch Alternatives
Choosing the right identity theft protection service is a subjective decision based on individual needs, and several reputable alternatives exist in the market.
Aura™, Identity Guard™, and LifeLock® are well-known companies offering robust identity theft protection services, typically requiring a subscription fee. Each of these alternatives brings its unique set of features and benefits, catering to diverse preferences.
It’s essential to explore the specific offerings of each service to find the one that aligns best with your personal requirements and ensures comprehensive protection against the ever-evolving landscape of identity threats.
Read our Identity Theft Protection Tips.
OmniWatch Theft Protection: FAQs
The value of OmniWatch depends on your priorities and needs. If you prioritize comprehensive identity protection that includes features such as credit monitoring and up to $2 million in identity theft insurance, OmniWatch may be worth the subscription cost. Consider your budget, the level of protection you seek, and whether the features align with your requirements.
If you suspect identity theft, act promptly. File a report with your local police, contact your financial institutions to report unauthorized transactions, and place a fraud alert on your credit reports. Notify the major credit bureaus, monitor your accounts closely, and consider using an identity theft protection service like OmniWatch. The Federal Trade Commission (FTC) provides a step-by-step guide on its website to assist you in recovering from identity theft.
While no service is entirely free, there are steps you can take without incurring additional costs. Regularly monitor your bank and credit card statements for suspicious activities. Obtain your free annual credit reports from each major credit bureau and review them for errors. Set up fraud alerts with credit bureaus, use strong and unique passwords, and be cautious with personal information online. Additionally, consider leveraging free identity protection tools provided by some financial institutions and government agencies.
Conclusion: Do We Recommend OmniWatch?
OmniWatch emerges as a formidable defender against cyber identity threats. From its advanced monitoring tools to instant credit alerts and identity theft insurance, the platform offers a holistic approach to digital identity protection.
While considerations like subscription costs exist, OmniWatch stands out as a proactive and reassuring solution in the dynamic world of identity theft protection.
- Cost
- Features
- Customer Support
- Ease of Use
- Customer Satisfaction